Need to Sell Fast? Here’s How to Avoid Closing Costs

“How to avoid closing costs” is a question we hear often—especially from homeowners under pressure. Maybe the house needs repairs. Maybe money is tight. Or maybe you just want out, without the delays and fees of listing. If that sounds like you, this guide can help.

We’ll walk you through where the costs come from, what you can skip, and how to sell without paying for things you don’t need.

Why Are Closing Costs So High When Selling a Home?

Wondering why closing costs are so much? It’s because too many parties are involved in a traditional sale.

In Ontario, closing costs often take up 4 to 8 percent of the sale price. Common charges include:

  • Real estate agent commissions

  • Legal fees

  • Mortgage discharge fees

  • Land transfer tax

  • Title insurance

  • Courier and admin charges

On top of that, sellers often spend money on repairs, staging, and cleaning just to make the home market-ready. The total impact isn’t just the closing cost on a house—it’s the added time, energy, and stress.

What If You Can’t Afford the Closing Costs?

If you can’t afford closing costs, you’re not alone. Many Ontario homeowners face this problem.

The house might need expensive repairs. The mortgage may already be behind. You may need to relocate quickly. But your money is tied up in a property you can’t afford to sell the traditional way.

This is where we step in. At Lewis Brothers Properties, we’ve helped homeowners who were stuck, overwhelmed, or ready to move on. One Collingwood homeowner told us:

“I just need to sell my house fast. I don’t have time or cash for closing fees.”

We gave them a no-hassle cash offer. We covered the legal costs. They walked away with money in their pocket—without spending another dollar on the property.

Can You Negotiate Closing Costs or Skip Them Entirely?

You can try to negotiate closing costs, but there’s a limit.

You can:

  • Ask your agent to reduce their commission

  • Request that the buyer cover some legal fees

  • Shop around for more affordable legal support

But even with these steps, you’ll still face delays, repairs, and uncertainty. Most traditional buyers rely on financing. If their loan falls through, you’re back to square one.

If you’re looking for a fast, certain path, the best option is to avoid all those steps and sell directly.

How to Avoid Closing Costs When Selling a House in Ontario

The most reliable way to avoid closing costs when selling a house in Ontario is to work with a direct cash buyer. No agents. No hidden fees. No strings attached.

At Lewis Brothers Properties, here’s how it works:

  • You book a call

  • We provide a no-pressure cash offer—often the same day

  • We cover the legal closing costs

  • You skip the repairs, cleaning, and showings

  • You choose your closing date

We’ve helped people across Ontario, including Collingwood, Simcoe County, Durham Region, and the GTA. Many are dealing with financial stress, estate sales, or properties that need too much work.

We buy houses in any condition. No fees. No delays. Just a simple process that works for sellers who want out.

If you’re asking how to avoid closing costs, you’re likely overwhelmed and looking for real help. You don’t want months of showings or agents taking a cut. You want to sell quickly, cleanly, and without surprises.

That’s what we offer.

We’re not real estate agents. We’re direct buyers who handle everything, including your legal closing costs.

If you’re in Ontario and thinking, “I need to sell my house fast,” we’re here to guide you through it.

Book a call today. You’ll get a fair offer and a path forward—no listings, no fees, no repairs.

We buy houses Collingwood that homeowners struggle to sell. We buy houses any condition. Let’s get this off your plate.

Lewis Brothers Properties

We at Lewis Brothers Properties are Private Home Buyers, and we buy homes for cash. Do you need to sell your home quickly? Is your home in need of renovations, repairs & upgrades? Lewis Brothers Properties will buy homes for cash quickly - with no stress. We are cash home buyersWe buy houses in York Region, Durham Region & Simcoe County. We buy homes in ANY condition.

We are renovation experts with a passion for helping others - our years of contracting experience allows us to buy homes in any condition, including those that need major renovations.

We want to help you! We love being able to help others, whether that be freeing you from financial burdens, the stress of renovations, life changes or just a stress-free sale.

We are buying in:

Oshawa

Whitby

Bowmanville

Aurora

Newmarket

Bradford

Keswick

Scarborough

Courtice

& More!

Are you thinking about selling, but don't want to deal with the hassle and stress of listing on the market? Our process is simple. We do a home assessment with us or a member of our team (this can also be done virtually!) We make you an all cash offer within 24 hours. If you accept our offer, we choose a closing date that works for you and then all you have to do is pack.

We can even help with lawyer fees, moving costs, junk removal and your next steps. When you sell to a private home buyer, like Lewis Brothers Properties, it is easy to move forward. There is no middleman, so there are no commissions and no fees. You are dealing directly with the buyer - that's us! We do our best to make the process as simple as possible for you.

Ready to sell? Get your cash offer today! Call Lewis Brothers Properties at 905-260-9779

https://www.lewisbp.com
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What You Need to Know About Selling a Jointly Owned House